Free tool · ~2 minutes

How much could you save — and create?

Built for donor-advisors and itemizers — see what your Education Opportunity Fund gift saves in federal and state taxes, and how much lands directly with scholarship recipients. Updates live as you fill it in.

Project your tax savings and giving impact
Enter your gift details below. Calculations update live — no submission needed to see your results.
Annual donation amount*
Total you plan to contribute to your EOF in one year. Most EOFs receive a single principal donation.
Please enter a number from 1 to 50000000.
Federal filing status*
- Single
- Married filing jointly
- Married filing separately
- Head of household
Federal marginal tax rate*
The federal bracket your last dollar of income falls into.
State of residence*
Top marginal rate is used. State charitable deduction rules vary — see disclaimers below.
Approved EOF referrals on your account
Each approved referral takes 0.5% off your platform fee. Leave at 0 if this is your first EOF.
Please enter a number from 0 to 10.
Your projected savings and impact
This field is hidden when viewing the form
Federal Tax Savings
This field is hidden when viewing the form
State Tax Savings
This field is hidden when viewing the form
Total Tax Savings
This field is hidden when viewing the form
Net Cost of Donation
This field is hidden when viewing the form
Base Platform Fee Percent
This field is hidden when viewing the form
Effective Platform Fee Percent
This field is hidden when viewing the form
Platform Fee Dollars
This field is hidden when viewing the form
Fiscal Sponsor Fee Dollars
This field is hidden when viewing the form
Net to Fund
This field is hidden when viewing the form
Disbursement Fee Dollars
This field is hidden when viewing the form
Net to Recipients
Tax savings
What you save in taxes

Federal income tax savings

State income tax savings

Total tax savings

Net cost of your donation

Giving impact
What lands in your fund

Platform fee (%)

Fiscal sponsor fee (1%)

Net to your fund balance

Your out-of-pocket delivers directly to scholarship recipients.

This figure already absorbs the 1% Crowded disbursement fee at payout. You can cover that fee directly so the full reaches recipients instead.
Illustrative only — not tax advice
- Tax savings shown assume you itemize deductions and that your full charitable contribution is deductible against income at your marginal rate.
- State tax savings assume your state allows a charitable contribution deduction at the rate shown. Several states limit or disallow this deduction; consult your tax advisor.
- Federal cash charitable contributions are limited to 60% of AGI per year; amounts above the limit carry forward up to 5 years.
- Education Opportunity Funds currently accept cash gifts only; appreciated securities are not yet supported.
- Platform fee tiers apply to each individual donation. Referral discounts reflect approved referrals on your EOF account.
- This calculator is for educational purposes. Speak with your CPA or financial advisor before making giving decisions.
Ready to start your Education Opportunity Fund?
Tell us how to reach you and we'll take you straight to the application — pre-filled where we can.
Your full name*
Email address*

How much could you save — and create?

Project your tax savings and giving impact

Your projected savings and impact

Ready to start your Education Opportunity Fund?